About Us
Wych.io is an international open banking solutions provider helping banks and fintechs move faster, stay compliant, and scale across markets - without rebuilding from scratch.
We support both data holders and data recipients with secure, plug-and-play open banking infrastructure, alongside comprehensive testing and validation solutions that remove friction from implementation and ongoing compliance.
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Where many providers focus on a single market or a single side of the ecosystem, Wych was built differently.
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We are the only open banking solutions provider offering fully deployable data holder and data recipient solutions across both Australia and New Zealand, enabling organisations to operate in both markets without duplicating builds, teams, or technical effort.
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​If your customers span ANZ, your open banking infrastructure should too.
Open banking is not just a technical challenge - it’s an operational, regulatory, and commercial one.
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Wych works with large banks, non-bank lenders, fintechs, and enterprise platforms to simplify open banking delivery across:
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Data Holder solutions
Rapidly deploy compliant, secure data sharing capabilities aligned to local CDR and open banking standards.
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Data Recipient solutions
Access, ingest and operationalise open banking data with confidence without heavy internal builds.
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Testing & validation
Purpose-built testing environments that reduce risk, accelerate accreditation, and support ongoing change.
Our modular architecture means teams can move faster, adapt as standards evolve, and avoid the long-term cost and risk of bespoke builds.
Built for Simplicity.
Designed for Scale.
We don’t believe open banking success comes from software alone.
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Wych works alongside product, engineering, risk and compliance teams to ensure open banking delivers commercial value, not just regulatory compliance.
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Whether you are:
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Entering open banking for the first time
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Expanding into a second market
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Replacing or consolidating legacy infrastructure
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Looking to reduce risk, cost and delivery timelines
Wych provides the infrastructure, expertise and support to help you move forward with confidence.
Open banking is not just a technical challenge - it’s an operational, regulatory, and commercial one.
​
Wych works with large banks, non-bank lenders, fintechs, and enterprise platforms to simplify open banking delivery across:
​
-
Data Holder solutions
Rapidly deploy compliant, secure data sharing capabilities aligned to local CDR and open banking standards.
​
-
Data Recipient solutions
Access, ingest and operationalise open banking data with confidence without heavy internal builds.
​
-
Testing & validation
Purpose-built testing environments that reduce risk, accelerate accreditation, and support ongoing change.
Our modular architecture means teams can move faster, adapt as standards evolve, and avoid the long-term cost and risk of bespoke builds.
A Partner, Not Just a Platform.
Our Impact.
140+
Integrations
100%
Happy Customers
2
Countries
99.9%
Uptime